Life happens, and life happens fast. If you're debating on making a call, to clean up your finances and set yourself up for a brighter future, nothing to worry about. Just pick up the phone. There are many options. I had the Honor of meeting with Perry Sangha. Perry walked me through the options, and procedures, and he laid out a plan to best suit my specific needs. Huge Thank you, to Perry Sangha. I also had the pleasure with dealing with Rick Hamilton, and Kim Sucre as well. Everyone here has treated me very, very well. And the future for me now, has a blueprint to freedom, and Financial success. I'd call Bromwich & Smith again in a heartbeat. Their hospitality, and respect is undeniable. Thanks again to: Perry, Kim, and Rick at: Bromwich Smith. Shane