Ohhh the relief and stress and weight off my shoulders...never even knew I had a chance at other options to take care of debt that I know longer could meet. Great guys work at Bromwich & Smith ,made me feel comfortable and not pressured and gave me a few options to look at instead of throwing in the towel on a bankruptcy.....I'd recommend contacting them if you feel like you have no way out of your debt and see what kinda of options are there before making the wrong choice or even use them to guide you through any situation you got yourself into.....John lee and Peter stack were so cool and friendly and understanding and I felt like I known both of them for years by how easy it was to communicate with them