We had a great experience with Bromwich and Smith. We dealt with John Lee out of the Calgary office. He was very happy to help us relieve our debt and our stress. I feel a huge weight was taken off our shoulders and now we can get credit counseling so we don't end up in the never ending payday loan cycle. If you make the decision to go with a consumer proposal you will not regret it! Thank you so much to John Lee at Bromwich & Smith.