Veterans, Retirees, 1st time homebuyers and Senior Citizens, I was all of the above, and throw in ‘clueless’. Gary helped me buy a home when all I had was a wing and a prayer. From the handshake, when I met him, to signing the closing papers, Gary and his team made this process, very easy. He sent me a list of ‘do’s and dont’s’, which I followed. everytime there was a new question, he explained immediately. His team was always available and follow-up was not pushy, but was done with courtesy. I honestly, would not have this house without him and his team. I am on a fixed income, I have student loans and debts and to top it off my occupation is obsolete. So THANK YOU, without you I and my cats, Mack, Moo, Frost and Jack would be on the streets. I could no longer afford rents in Portland.