Following Gary from Northwest Mortgage to Directors Mortgage in the middle of my loan application process was one of the best decisions I have ever made. There are some people who you instinctively know to follow on their path through life and Gary is certainly one of them. I don’t think there’s any higher praise I can give him than to say that without his help and guidance I wouldn’t be in possession of a home today.

Gary was a joy to work with during this process. From our first meeting, I felt like I’d known him for years. First of all, he truly listened to what I wanted & needed. During the process, he was always quick to answer questions, and provide education to a 1st time home buyer like myself. When I finally had an accepted offer, he calmed me down when I started to feel like I couldn’t breathe! Most importantly, he got me into the home I wanted within the budget and tricky time frame I needed. I would happily recommend Gary and his entire team!

Gary helps make your dreams come true! My wife and I are first time home owners due to the hard work that Gary did for us. We were also planning our wedding at the same time as buying a house. He kept the process going without over burdening us, so that we could focus on our wedding plans. He worked extremely hard to expedite the process so that we could get the house before the wedding. Allowing me to move in and prep the house a few weeks before my new wife would move in. I would recommend Gary to anyone that is looking for house or to refinance one.

Gary knows what he’s doing and I’d imagine there isn’t a mortgage scenario out there that he hasn’t worked with at some point. If he tells you something will happen–it will, so you should just quite worrying, shut up and trust him and enjoy the process. We wanted to buy a home without selling the one we were in first, as we didn’t want to be homeless. We knew in this market it would take a while for us to find a house we liked. I’d been told we’d need to sell the house first in order to be able to make an offer on another, but Gary showed us a way around that and it all worked out quite nicely. We found the home we really wanted, and THEN listed the home we’d been in. Gary is calm, timely, cheerful, and supportive of the community. I heartily recommend him and I would work with him again. You should too.

Gary just helped my family score our dream home with a mortgage rate that I thought was impossibly low. I always thought mortgage brokers were unnecessary middlemen who just added cost…..that is until I met Gary Boyer. He guided us through the process, quickly and easily. We are still amazed at the rate he got us. The loan itself is unbelievably good. Do yourself a favor and use Gary Boyer for your next refinance or home purchase. In the world of mortgages, Gary is the THE MAN.

We were looking for private investors for our remodeling business and I looked up Gary. Although he wasn’t able to help us as we did not match each other’s criteria, he was very professional and courteous on the phone and would have been great to work with. I usually only write reviews for places or people I have received service from but sometimes there is someone who leaves an impression on me and he was one of them! Surprisingly we also have the same last name!

Where to begin….Well my wife and I hit a financial rough patch in 2007 and ended up giving our home back to the bank. In our ignorance we filed CH 13 bankruptcy to deal with the mounting debt and assumed we lost the house. We found out years later that we could of kept our home in CH13. This is how we found out….. Three years into CH 13 around 2010 we attempted to qualify for home purchase only to find out that we still owned our home? it was not part of the CH13 bankruptcy. The home was in limbo because we had never finalized or forced the lender to take the home back. Even though it is listed in the CH 13 it is not the same as unsecured credit, duh. This was a pretty big setback to find out we could not buy a home and we could not do anything with the home we still owned as the foreclosure process was not complete. Check your credit report even if you don’t have credit! Timing is everything………To purchase a home during foreclosure and bankruptcy. Bankruptcy is 3 years and a completed foreclosure is the same I think. So the clock started once the home completed the foreclosure process ~ 2010 and 3 years after the bankruptcy. Fast forward to end of summer 2013 – We are now looking at homes and preparing to take the next step and get qualified for loan. To our total disappointment we are denied for loan with multiple lenders due to CH13 and foreclosure. Now we are completely discouraged and having a little pity party, wine pairs well. My beautiful wife asks me to make one more phone call. She found this website with a monkey on it and likes what she reads. Not being too thrilled about airing out my dirty laundry to another stranger I decide to make one last call to the Gary Boyer the mortgage monkey. Gary and I chatted on the phone that Friday evening for a good 30 min. We schedule a visit to his office and within a week we had a plan to get us qualified for a home loan. Due to the timing of the foreclosure and bankruptcy and a few other items I was un aware of, Gary predicted it would be another 6months before we could take that next step and be home owners again. Fast forward 6 months. I shoot Gary an email and with his prompt reply and recollection of our situation we were taking the next step and getting prequalified. We purchased our home in the summer of 2014. This would not of been possible without Gary helping us navigate through the financial mess that we created. The mortgage monkey was the last call I was willing to make almost one year earlier and because of his attentiveness, care and knowledge Gary provided us we are home owners. And we have the home that we always wanted, zero compromise. And I could keep going because it didn’t end with getting qualified. The mortgage monkey guided us through some of the potential pit falls of home purchase. He got us in touch with the best realtor and educated us on so many home buying and home owning items. So I will always be grateful to my wife for knowing we were not done trying and Gary for recognizing we could buy a home with some work and a little bit of patience. Gary Boyer goes above and beyond and that is why we have a home today. Thanks, Shawn Gary wasn’t my primary broker; I already had a mortgage broker lined up and ready to go, but I felt I need a quick double check on a few things. So I reached out to a few people, all of whom were very nice, but Gary took it an extra level by providing some details that made me feel confident I had chosen my original broker wisely. That level of customer service is amazingly hard to find!

Gary Boyer (Mortgage Monkey) of Guild Mortgage Company got me fair, favorable financing and took care of all of the details along the way. He handled all of the arcane, infinite requirements, kept on top of all of them, kept me informed and made the project virtually seamless. In a process like that you hope for the best and expect much worse. I hoped for the best and Gary Boyer delivered.

Gary and his team are absolutely top notch! I contacted Gary in mid July and we are all moved in by mid November, even with big credit obstacles! Gary made the process easy and relaxing, even though I am sure he was dealing with a lot of problem solving on my behalf on his end. If you are thinking of buying a home, definitely connect with Gary.

Gary Boyer is the real MVP. My husband and I, like most people, came to him with a dream and a goal but were dragging behind us a wagon of past credit flaws. While the road was long, we got there and as of yesterday, officially own our first home together! This is a big deal for us. Like, a real big deal. We’re thrilled and are so happy with our choice to go with Gary Boyer as our mortgage broker. Gary and his whole team, helped this all come together. He got married and went on his (European!) honeymoon while my husband and I were actively looking at homes – and once we found “the one”, his team responded so quickly and accurately in Gary’s absence- it’s like he wasn’t even gone. That’s huge, as it’s always scary when someone you are depending heavily on will be out of the office for an extended amount of time, especially when you’re trying to call DIBS on a house. The transition was flawless and while the process as a whole wasn’t (at no fault of Gary or his team) – overall we are SO happy and thrilled to be able to sleep under a roof we’ll be paying off for the next 30 years. THANK YOU to Gary Boyer and his whole team!

Gary Boyer was beyond amazing. I came to him from a really incompetent loan officer at my own Chase bank, who was so inept that I ended up walking out of the signing during the closing of the loan (I am actually not very picky and I really needed to refinance to improve my cash flow, but there are limits to everything…) A friend hearing about my woes recommended Gary and at this point the ugly refinancing story turned into a really good one. Gary and his assistant Kendra were an example of how things should be done, but are never done any more. Well, I found an exception! I have quite an unconventional situation to begin with – a recent widow, not working at the moment and being supported primarily by the Trust. Given my situation and the very high stringency of the lending process today, there was little hope for me to refinance my rental property. Chase, my own bank, who was my original lender could offer only HARP for refinancing, which would not allow combining home equity loan with the mortgage. The primary reason was my source of income. Gary originally did not promise much, but asked to analyze my financial situation. He asked for a lot of documents! Long story short, Gary suggested that I refinance both my rental property and my primary residence. He said it was possible and it actually happened. The interest rates were great, the Heloc could be combined into the mortgage and my cash flow is now improved dramatically. Seems like a magic and I suspect many other Gary’s clients have similar experiences. Gary was extremely prompt, kind and very professional. It was beyond pleasure to work with him. World needs more Garys!

Gary made the entire process flow smoothly and efficiently. After pre qualification I never had a doubt Gary would get me the best loan possible. I learned a lot working w Gary and now know and understand all the criteria for my next purchase. Kudos to his team —

Mortgage Whisperer. Gary is the Mortgage Whisperer. We were first time homebuyers and Gary was so great at explaining everything in a way we could understand…. never made us feel self conscious about what we could afford, walked us through purchasing a house together without being married…. and he was jokes and smiles the whole way! Would recommend him 100%.

Having just worked with Gary on a challenging short-sale purchase, I’m convinced that he’s the best in the business. The closing process was chaotic and confusing to me, but I knew that I was in good hands with Gary and that he would get me across the finish line. Gary is super organized, passionate about helping people accomplish their goals, and patient with buyers like me who need to be guided through the process. I should also note that he’s more than a mortgage officer–he’s a strategist who will listen to your ideas and offer his honest feedback and advice. Thanks Gary!

Could not have asked for a more professional, friendly, competent guy. Working with Gary was a dream. He’s not only organized, but relaxed…this is important since underwriters are anything but relaxed–by the time they ask for your fifth grade report card and want a letter as to why you dropped physics 101 in college, you want to pull your hair out. Somehow Gary made all those last minute requests from the underwriter easy, simple and “don’t sweat it.” He closed our loan in a few weeks and made the entire experience a good one. I would recommend him to anyone who is looking for an advocate that knows their way around the mortgage arena. Just a wonderful human being to work with!

Having just worked with Gary on a challenging short-sale purchase, I am now convinced that he’s the best in the business. The closing process was chaotic and confusing to me, but I knew that I was in good hands with Gary and that he would get me across the finish line. Gary is super organized, passionate about helping people accomplish their goals, and patient with buyers like me who need to be guided through the process. I should also note that he’s more than a mortgage officer–he’s a strategist who will listen to your ideas about real estate and offer his honest feedback and advice. Last but not least, he got me a killer rate. Thanks Gary!

Calling my credit history challenging is being polite. For too polite. It was awful. Gary took the time to sit with me and look it over. He gave it a pretty thorough review. He gave me advice and pointers on how to get some of the older reports corrected or updated, as well as strategies to attack the current issues. His years of experience became obvious very quickly. He knew what the lenders were going to look for and what I should tackle first, and what was going to be a long term project. He also helped with solutions for getting me back on track to having a good credit rating and not just purchasing a house. For the help with the credit alone it was all worth it. But to have come out the other side with my first home, which could not be happier with, is like icing on an already delicious cake. I could not recommend him higher, and wish I give give him and his co-workers more than 5 stars. They would be well deserved.

Gary is an advocate for the consumer who needs direction and hand-holding in the mortgage arena. Who doesn’t in this lending environment? He is professional, knowledgable and easy to work with. I appreciate his warmth and sense of humor. My husband and I had nothing but a positive experience working with Mr. Boyer. I would recommend him without hesitation!

I have been through 2 refinancing transactions with Gary and he is awesome! He is always quick to respond to my emails and answered all of my annoying questions. He explained our refi options and helped us choose the right one. He ended up saving us a bit of money on our monthly payment and got rid of our annoying mortgage insurance. I will recommend Gary to anyone that needs to buy or refinance a home.

My husband and I bought our first home in September 2014. We did our due diligence researching lenders and we are so happy that we choose NW Mortgage Group to work with. Gary was amazing from start to finish. He was always available to answer questions, no matter how silly. He made us feel comfortable with such a huge step in our lives and he really took the time to help us educate ourselves as to what we were getting into. Besides being really good at his job, he is a wonderful person and a lot of fun to work with.