I originally used Gary for my own personal mortgage before I was a Realtor. I’ve recommended him to family, friends, and now to clients, and never cease to be amazed at what he can pull together. I especially enjoy sending him first-time buyers – he’s great at explaining a very confusing process!

I have worked with for the last eight years and he is always on the mark. Buying a home can be very a very stressful process and Gary makes it all come together with grace and aplomb. My clients love him and keep coming back! He is especially skilled at helping the first time buyer understand the intricacies of financing by putting it in a language they can understand.

This guy works magic! We like Gary for many reasons but most of all because he knows the value of building relationships. I recommend him on and off LinkedIn.

I had the pleasure of working with Gary when we first started thinking about buying a house. He not only advised me how to build my credit as a Permanent US Resident, but also assisted us every step of the way till we found the house we loved and signed on the contract. He knows so much about the real estate industry and is so helpful when it comes to securing finance…more

Gary is the definition of a subject matter expert in his field. When I relocated to Portland, Gary not only provided me with an excellent mortgage, he also recommended a great Realtor, and guided us through the entire home purchase process. His staff is second to none, and he even gave us information to refinance our previous home to prepare it for rental/sale.

I’m writing this review from the backyard of our new house. Buying a house would still be a fantasy were it not for Gary Boyer, and the real estate agent who recommended him to us, Dawn Barry-Griffin. The first time we met Gary, for Mortgage 101, I knew we’d chosen well. He explained the process for first-time home buyers thoroughly, acknowledged both of the most likely stumbling blocks (being gay and receiving income from tips), and sent us out of the office with the insane belief that someone somewhere might agree to lend us hundreds of thousands of dollars. I really appreciated the honesty Gary brought to this task. He made a point of making certain we were getting the kind of loan we wanted, for an amount we were comfortable with. He talked with us frankly about houses a buyer can afford with property taxes they can’t. He also waited until he saw the interest rates drop again before locking us in, saving us tens of thousands of dollars over the life of our loan. Hello, fixed-rate, no pre-payment penalty home loan! I won’t lie; there were some bumps on this road. What we got from Gary was forewarning of where the bumps were and the willingness to overcome those obstacles. He not only worked after his office closed on a federal holiday, he talked an underwriter into doing so as well. If that’s not dedication, I don’t know what is. Gary is a professional, but never made me feel weird that I was wearing flip flops into his nice office, and didn’t bat an eye when we wrote chickens into the loan (’cause it’s Portland and that’s TOTALLY normal). I’d recommend him to anyone. In fact, I think I just did.

We recently bought our first home and Gary and his team were wonderful to work with! Throughout the process Gary was always very accessible – replying to what were probably very basic questions (but had us first-timers getting all worked up) between BBQs over the weekend, he was clear and concise in his email follow ups, and diligent about the timeline in order to keep things moving. But the icing on the cake was his team’s support in the final days of the purchase: the listing agent had been a nightmare to work with and repeatedly put off completing projects by agreed to deadlines, which threatened to push our appraisal and signing date back. We were in a pinch, since we had to move out of our rental just a few days after our scheduled signing. But his team jumped into high gear to get paperwork processed and moving – they even sent a notary to our house in order to get things signed in time. We were up against a weekend and otherwise would have missed the ability to move before we were out of the rental – thankfully avoiding living out of a storage unit for a week! We so appreciated having Gary and his awesome team on our side and I’d recommend him to anyone looking for someone to go above and beyond.

My husband and I had previously refinanced through Wells Fargo. It was a horrible experience for us so we were hesitant to use a bank’s staff the second time around. Going through a mortgage broker was a completely different experience, one we highly recommend. Gary and his staff did everything, answered all our questions and did not make us feel like we were being scammed. I highly recommend them and am very glad we decided to use them vs a bank’s mortgage team.

I had been turned down by two mortgage lenders because my house was a) too small (414 sq. ft) to make a comparison and b) too small a loan amount. Sounds like they just didn’t want to bother with the little people. Not Gary. His professionalism shone through by going above and beyond what a normal process would require. He could have easily denied me like the others but he chose to put me first, not him. That doesn’t happen much in business. Class act.

Purchasing a home can be a super stressful, complicated and lengthy process. Fortunately for me, Gary made my home-buying experience as efficient and stress-free as could possibly be. Gary was able to to explain what to expect in simple terms and was able to provide me with different options so that I could make a well-informed decision about what I could realistically afford. I was ultimately able to close on a property in just a few short weeks and my closing costs and mortgage payments ended up being almost dead on to what he originally projected with no unexpected surprises. I can’t recommend Gary enough!

My husband and I cannot recommend Gary enough! I actually went with him based on reviews I found online and truly could not have found a better mortgage guy. We sold our house when it was a great time to sell, but then had a heck of a time buying a house in a sellers market. We had to make offers on multiple places. He was ALWAYS THERE FOR US when we needed to make our offer and show we could afford it. He was very responsive and professional, 100% of the time. He is a great numbers guy and understands the ins and outs of the process. You will never have to ‘think for him’ or prod him along to keep things going at the pace that they need to happen if you find yourself time crunched by the market. If he says he can do it, he DOES IT. Furthermore, our loan wasn’t necessarily straight forward… we had a gift going into the purchase and he has been wonderfully helpful in helping us pull the whole thing off. He’s friendly, personable, and absolutely, positively is the best mortgage person I’ve ever met or even heard of. When I bought my first house, I was very frustrated by my mortgage broker, couldnt get phone calls returned within 24 hours, had to call, nag, and worry. This was not the case at all with Gary. Anyway – I cannot overstate how wonderful he is. Go with Gary and save yourself alot of headaches!

Gary rocked our mortgage process! From the first meeting to closing, he was responsive, professional and very informative. Our last mortgage was recorded incorrectly and he went to bat for us with the reporting agencies and got it fixed. He provided us quick numbers for every house we thought we might want to bid on and in this hot PDX market, fast was essential! When we finally found our house, the process couldn’t have gone smoother. In fact, we closed a week early! Buying a house can be quite stressful but through it all, Gary’s friendly, funny nature kept us grounded and his expertise made the experience a breeze.

I can’t even describe how AMAZING Gary is! My husband and I were on the search for our first home about 5 months ago. We went to Gary before we began the searching process and he helped us clean up our finances by advising us to consolidate student loans and pay off some of the more important debt. He walked us through the entire home process and informed us of our options. By the time we began our search we were all set to be pre-approved for our first home. The actual home process for us was a nightmare because we decided to fall in love with a short sale so the waiting process was the worst. Through the entire waiting process (4 months) Gary made sure we had our ducks in a row, if you will, so when it was time to pull the trigger we’d be ready. And that we were. The sellers lender finally got us their approval letter and gave us two weeks from the date before it was going to expire. From what we heard from friends/family and our Realtor whose been in the business for 25 years, 2 weeks to process a loan nowadays is simply unheard of. Also riding on that time frame was our interest rate that we locked in at 3.25%. Let me back track, the seller agreed to a certain amount of money in concessions at the very beginning of this journey to help with closing costs. The very last minute the seller’s lender said they were not going to accept that. So to compensate for that money we didn’t have in cash we were going to increase of interest rate to 3.5%, which we were okay with because it was still well below market. Long story short, 2 weeks after we received that letter and before our interest rate expired, Gary pulled it off without any problems! And he told us to look on page 3 of the final numbers for a little ‘surprise’. He worked his magic, kept our interest rate at 3.25% and gave us a more than generous lender credit. With all the bumps we had throughout this process Gary made a very stressful situation not seem all that bad. We’ve been in our new home for 2 weeks now and could NOT have done it without Gary!!

Gary and his team are as good as it gets! My husband and I both work for a big bank in their mortgage division! and yet I have now done the last 3 loans with Gary including my first condo and now our dream house because I know at the end of the day we can count on him to close on time and to not put us through the mortgage ringer that my husband and I see everyday. Gary truly loves making homeowner dreams come true you can see it in the way he explains things and works for you! In the current negative aura of the mortgage industry and financial reform Gary and his team put the personal touch back into the process,we never felt like just a loan number to him! I signed up for Yelp just to give him this review that’s how much I recommend him!

You are a wonderful man Gary Boyer. Not that I don’t send everyone I can to you that I know already, but I think I have a couple more people who need your services soon. Thanks again man. I don’t often feel that people go above when doing work for me, and you exceed my expectations every time. Keep up the good work.

I have been calling Gary Boyer for refinancing over several years. We also had a detailed conversation about the possibilities for my parents to purchase a rental house in Portland that live out of state. Our most recent conversation last week really motivated me to write a review, esp after being on hold for hours with our bank. Gary is enthusiastic, friendly and extremely knowledgeable. He always makes me feel welcomed and never rushes the call. He has always been readily available and prompt returning calls. He spends time discussing strategies to ensure we are in the best position for refinancing when we are ready. He has given us ideas we hadn’t thought of and others hadn’t mentioned. I have never felt any pressure from him to make a move or decision. His newsletters are hilarious and informative. Normally I dread reading those type of things, but am glad to be on his mailing list. I also like that he has personal experience buying and selling multiple properties in the area. He understands Portland’s diverse neighborhoods. To clarify, I gave him an A for price. We have yet to make a transaction-but the advice and time he has provided have been well worth my time. Unlike our bank, who again we wasted hours just being on hold. Don’t hesitate to call even if you are not to the point of making a home purchase or refinance. I have dealt with others and he outshines them! Really wish I knew about him when we purchased this and other homes.

There are too many great reasons to use Gary Boyer and his team to name in an email. But if you are looking for honesty, professionalism, tenacity – someone with a can-do, will get done attitude, then look no further. If you don’t use Gary when buying your first home and all those thereafter, or use Gary for refinancing, please reexamine why. Read all the reviews here and below, and there is a great reason- he iIS THE BEST. In a world with terrible stories of dealing with financial institutions, planners, brokers and more, you won’t find another Gary Boyer.