I was transferred to solo through seeking help from FDCPA and FTC after an unidentified person sent me threatening emails saying that I had been reported to them. Solo, has given VERY professional, clear, and helpful advice on how to handle it every step of the way. Solo even typed out the exact responses that I was to send to these. I copy and paste their emails to solo, and solo gives me an exact message to copy and paste to the people sending the emails. If you are like me and you know you have debts, making your email and regular mail scary to you when you start getting messages from people claiming to be pressing you for some debt, it can be very terrorizing. The thought of being hit with arrest warrants and such. Personally, it's not that I am trying to get out of paying my debts. It's that these people are hitting me at the wrong time. I am not at the moment capable of paying anything at all. I don't like being in this situation but it is the situation that I am in. They are threatening arrests which solo advises me to remind them "civil debt collection does not result in arrest". AND the people pressing me are not, as solos says, validating the debt. In my words, they are not making it clear to me exactly which debt they are pressing me for. They are not giving me details to why I owe exactly the amount that they say I do. I may or may not legitimately owe money to these people, but solo definitely feels like it gave me an upper hand and fortification in deaing with these people. I feel safe in my own house again. The days leading up to my initial communication with solo I was starting to feel like police may or may not be momentarily coming to my door to take me away in cuffs.