I have been working with Khadija Quarles to get a RenoFi loan to renovate my home in CA. She and her team were very helpful in each step, clearly explaining the process and the terms at each step so that there were no surprises at all.
Since we bought the house recently, we have not built up sufficient equity to get a 'equity line of credit' with a conventional lender. RenoFi, however, is one of the few credit facilitators, which facilitates you a credit (up to 500K) taking the future valuation of your renovated home into account. This is applicable for primary homes.
During the process, I lost my job, which could have stalled the entire process. However, Khadija and team were ready to take into account my other sources of income and continue with the credit application.
The process was relatively fast and I could avail the money just about the time when I started the construction.
Over all, my experience with RenoFi and Khadija was excellent. I would recommend any one in need of a home equity line of credit to work with RenoFi.