I'm not exaggerating by stating this has been the worst experience in my life. I applied Jan 31st, on May 12th we still don't have a closing date. No communication unless I reach out first, and every time I reach out they are missing further paperwork. Even though I sent everything and everything is in order. Still today, after almost 5 month I still can get an explanation why is taking this long or when my closing date will be.