I had a great experience buying my house with Xcellence Mortgage. Luis and Mercedes help me thru the whole process, they made the process so much easier. I never give reviews but I want the whole world to know how good of a mortgage company this is. They care so much, they respond to all your questions. I started with Luis and he was great and then I continue the process with Mercedes and she was phenomenal, she was able to get me CTC (clear to close) 2 weeks before closing was schedule. This has never happened to me before when I bought my other houses. She works day and night to help you, she responds via email and text pretty much at anytime. I would refer all my friends and family to them. Mercedes treats you like family. I'm still amazed at their knowledge and efficacy. Thank you, Thank you, Thank you !!!!