Thank you thank you Brandon Gellman !!! For the first time in several years that heavy sinking feeling of debit and despair does not feel like it will pull me under. Brandon G. and I worked together last night for several hours peeling back the layers of debit and how and why it started. One serious tragedy, a family member in a health crisis, a wreck that totaled a car, and the list grew and grew with interest rates so high there was no way out. Brandon G. kept encouraging me and reassuring me that there was a way out and it will hurt a lot less when having money for gas and groceries are not luxuries but instead necessities my family could now have without fear of the house of cards failing.