Have you ever felt like a total loser because you can’t keep up with your current debt? I felt that way today and it truly hit me hard because I’m not a typical 20 something year old abusing their credit cards. After working in my profession for over 20 years I found myself leaving my career to become one of my mother’s caregivers towards the end of her life and to prevent her from having to go to a nursing home. There was no way I was going to do that to my mom and my finances really went down the drain after I made this decision. My income dropped to about 75% less than what I was making each month but I still feel it was the best choice for myself and my mom. Today, I finally made the call to get help and Cesar Garcia was my angel! He was non judgmental, explained everything step by step and he made sure I didn’t hang up until I felt that burden fall off my shoulders! Thank you Cesar! I can breathe again all because of you and now I can start saving again!