Stephen Augustin is an amazing person. He truly represents TurboDebt. When it comes to assisting clients with their debt problems, he is highly knowledgeable. He will help you find the best options like he did for me and walked me and, or, anyone else with understanding the process, including options that are in our best interest. If you don't understand something, he will explain, in fact, he explains everything clearly and if you need more help with understanding something, by all means, he will not hesitate to explain it more, just ask and he will go out of his way to help. I am very impressed and very fortunate. Not only he is very wise, but he is also patient, kind, and considerate. I feel lucky that he not only helped me, but also offered to be available for updates and questions.... Not a lot of people share the generosity like this... Thank you so much Stephen for assisting me... I am grateful...