Rob (Hutchinson) was great, explained all of our options and told us exactly what he could and could not help us with. I’ll reach back to re-review everything to say if the program works as it should, but I was very comfortable with Rob appreciated him taking 2.5 hours of his time to go thru it all. He also gave me resources for taxes. Rob said he had enrolled his own mother in the program so it must be a good program, right?!