Well so far I give Turbo Debit 5 stars. I dealt with Barry and he was upfront and very knowledgeable. I was extremely anxious because there are so many bs companies and false beliefs. I took the time to do some research and made the decision to go with them. This is a decision I should have made last year, but I didn’t want to make a mistake and I tried to take ownership of mistakes and bad luck I suffered in the last 2 years. I was doing everything short of killing myself trying to be responsible for my situation. Barry was able to get me approved for a hardship settlement so we will see if everything plays out as it was explained to me.